Insurance is a crucial element of business risk management, especially in the construction industry where exposure to risk is high. Mandatory third party liability insurance and professional civil liability policies are among the most commonly required coverages. Construction companies often need performance bonds and advance payment guarantees to secure contract obligations. Warranty period guarantees provide additional protection after project completion. Construction All Risks (CAR) insurance is widely used to cover construction works, materials, and on-site risks. Insurance solutions also include coverage for machinery fleets, construction equipment, and real estate. Employee health insurance and accident insurance play an important role in workforce protection. Insurance policies are tailored to specific projects and operational needs. Through the buvnieks.com platform, users can find insurance brokers and providers specializing in construction and business insurance solutions across Latvia.